Evolv Merchant Processing

A Leader in Merchant Services for Over 25 Years

About Evolv
How can evolv help you?

Send Us A Message

Home Page Submissions

Eliminate Payment Expense with Buyer's Choice

Offer your customers a Buyer’s Choice in which they choose the price they pay. Our technology automatically configures a cash price and a card price for your products and services, adding in the price of payment acceptance. No longer do you need to burden the cost of accepting credit and debit cards.

Learn More
27 Feb, 2024
Evolv has partnered with Texas Tire & Automotive Association as an Endorsed Partner for Digital Marketing solutions!
27 Feb, 2024
Evolv has partnered with Louisiana Ambulatory Surgery Center Association as an Endorsed Partner for Payment Acceptance and Digital Marketing solutions!
27 Feb, 2024
Evolv has partnered with Louisiana Ambulatory Surgery Center Association as an Endorsed Partner for Payment Acceptance and Digital Marketing solutions!
27 Feb, 2024
Evolv has partnered with North Dakota Nursery, Greenhouse & Landscape Association as a Corporate Partner for Digital Marketing solutions!
By Allison Woods 26 Sep, 2023
Evolv has partnered with Kentucky Association of Child Care Owners as an Affinity Partner for Payment Acceptance and Digital Marketing solutions!
By Allison Woods 07 Sep, 2023
Evolv has partnered with Hawaii Rural Water Association as an Affinity Partner for Payment Acceptance and Digital Marketing solutions!
By Ashley Leistler 22 Jun, 2023
Evolv is proud to announce its partnership with the Midwest Auto Care Alliance!
By Ashley Leistler 09 Jun, 2023
Local Merchant Services Company Celebrated 25 Years in May 2023
By Ashley Leistler 06 Jun, 2023
Evolv Payment Processing Combined with the Aldelo Express POS Platform ​Delivers Powerful Tier-1 Option to Restaurant Owners
By Ashley Leistler 10 May, 2023
Evolv is proud to announce its partnership with Associated Plumbing, Heating, and Cooling Contractors of Alabama.
By Ashley Leistler 08 Mar, 2023
Evolv has partnered with FRACCA as an Affinity Partner for Payment Acceptance and Digital Marketing solutions!
14 Feb, 2023
Evolv is excited to be selected as the Roofing Contractors Association of California's endorsed partner for payment processing!
By Ashley Leistler 10 Feb, 2023
Evolv is excited to be selected as Northern California Sports Field Management Association's (Nor-Cal SFMA) endorsed partner for payment processing!
By Ashley Leistler 21 Dec, 2022
Evolv is proud to announce its partnership with The California Auto Body Association!
By awalker 31 Aug, 2022
St. Louis, MO; Kirkland, WA; 2022 – Evolv, St. Louis, a regional office of Evolv, Inc. announced the completion of a capital investment in 253 Payment Pros of Seattle, WA.
29 Aug, 2022
St. Louis, MO; Reno, NV; 2022 – Evolv, St. Louis, a regional office of Evolv, Inc. announced the completion of the acquisition of ClearChoice Merchant Services, LLC DBA ClearGate of Reno, NV.
01 Aug, 2022
EVANSVILLE INDIANA – VIV, a leading website design and marketing firm, today announces the acquisition of Complete Marketing Resources, Inc. (CMR, Inc.), which specializes in online marketing, consulting, award-winning and functional website design, search engine optimization (SEO), and proprietary content management programming while providing measurable savings and results in the automotive industry. With over 600 auto shops in its portfolio (as of April 2020), CMR is widely acknowledged as one of the most respected resources for website design, reputation management strategies, and advice for today’s auto shops. CMR, Inc was established in 2008 and is dedicated to award-winning website design, cutting edge programming, reputation management, ads, and more. This includes an extensive set of educational resources, including their partners and recommendations from leaders in the industry who trust CMR, Inc to run marketing for their shops. The desire to acquire CMR, inc was fueled by VIV’s commitment to inspiring the current and next generation of digital marketing. VIV strives to empower small businesses with all the technology and talent they need to manage and grow their business from a singular platform. “Digital Marketing and high-quality website design continue to be in strong demand for virtually every business, and we know our clients are constantly seeking high-quality marketing strategies. “CMR, Inc is an exceptional, uniquely positioned company. We are thrilled to welcome Marion and everyone at CMR, Inc to the VIV family,” said Austin Hoffman, Head of Product of VIV. “As VIV strives to offer companies of all sizes best-in-class marketing solutions that support all stages of the selling process, CMR, Inc brings a talented team and cutting edge programming that bolsters our offering and expands our geographical reach across the U.S. CMR, Inc will continue to have the same great service and more by joining VIV,” said Allan Noe, Managing Partner, of VIV. On joining VIV, CMR, Inc founder Marion Miller, and her colleagues will continue to grow the VIV community by cultivating relationships with their partners and working with the VIV team to ensure the same excellent services. “VIV is considered one of the top digital marketing companies, and we are thrilled to be a part of the VIV family. Together with our teams and offering, we now offer one of the most robust digital marketing and SEO resources on the web,” said Marion Miller, President of Cmr, Inc. John Johnson, Chief Development Office of evolv, states, “This acquisition augers well with VIV’s strategy of vertical specialization. CMR has done a fantastic job of adding value to their clients. We expect to leverage VIV’s assets—and CMR’s—to create a best-in-class offering.” VIV has aggressive goals to create a tailored and unique platform to set the standard for digital marketing across the U.S. The CMR, Inc acquisition is one component of the overall journey and allows them to scale in the automotive industry rapidly. About VIV Our mission is to help businesses grow and offer their products and services to their customers. We are energized every day by knowing that doing that one thing well positively impacts local communities. Local businesses create jobs, support families, fund charities, help their communities thrive, and more. This inspires us. And we believe the best way to achieve our mission is to empower small businesses with all the technology and talent they need to manage and grow their business from a singular platform.
24 Jun, 2022
Google Ads is an advertising service. It allows businesses to bid for advertising space on various Google platforms. It is a pay-per-click service, meaning advertisers pay Google per impression on the ads.
By Ashley Leistler 28 Feb, 2022
Evolv is excited to be selected as California Tire Dealer Association's endorsed partner for payment processing!
04 Sep, 2021
Earlier this year, Approval Payment Solutions (APS) announced it was rebranding to Evolv . As we continue to make this change, we know it is important to keep our merchants, partners, and sales channel informed. On July 1, 2021, APS officially rebranded publicly to Evolv . Here’s why we made this change For over 23 years, we have been serving merchants, partners, and our sales channel, nationwide. Throughout the years, we have established over 150 partner and endorsement relationships, which has allowed us to serve over 16,000 business owners – all of which we have done from our humble headquarters in Indiana. In 2017, we embarked on a journey to augment our operations, and over the last five years, we have seen tremendous growth. We purchased a new facility and improved our resources, upgrading our technology and expanding our customer and technical support departments. We invested in VIV , a small digital marketing company, enhancing our product offering to include a full suite of digital marketing solutions. We’ve since acquired a majority interest in VIV, and our growing Digital Marketing Division serves the marketing needs of nearly 1,000 small businesses. We established and introduced a Shared Services Program, centralizing administrative functions of sales offices across the United States. Through our Shared Services Program, we have partnered with over a dozen sales offices, expanding our representation across more than twenty states. We acquired more than two dozen portfolios from sales offices and independent agents, increasing our total merchant base, and allowing us the opportunity to negotiate exceptional rates with our Payment Processing Partners. Like every business and individual alike, we were affected by the COVID pandemic. Like everyone, we were forced to make changes. We worked remotely, upgrading our equipment to carry on virtually. We found new ways to connect with our partners and merchants. We modified our services to meet the demands of our merchants, including upgraded terminals to contactless to help keep customers and employees safe added virtual payment options to help keep customers and employees safe, and allow businesses to accept payments even if they had to close their doors created eCommerce stores to keep businesses operational and expand their ability to do business introduced Dual Pricing to offset credit card processing expenses expanded our recurring credit and ACH payment options for merchants In early 2021, we examined the last five years, exhausted from the crusade but proud of our accomplishments. We found one thing to be consistently true – evolution is in our blood. What began as a small sales office in 1998 has grown into something so much more. As we looked to the future, we knew it was time to change once again, this time, our entire brand. Moving forward, we will bear the name Evolv, which we believe better represents our company, its divisions, and our partners. We invite you to connect with us on our social channels: @poweredbyevolv facebook | linkedin If you’re curious, here’s more: To learn more about our Shared Services Program, click here. To learn more about what this rebrand means for our merchants, click here. To learn more about what this rebrand means for our partners, click here. To download our new logo, click here. For a FREE audit on your website and digital marketing efforts, click here. To schedule an appointment with an agent to discuss Contactless or Virtual Payment Options, eCommerce, Dual Pricing, or Digital Marketing solutions, click here.
By awalker 04 Sep, 2021
If you are one of our bank or association partners, we are considering this a “slow roll out.” We have been Approval Payment Solutions (APS) for over twenty years with over 150 partner endorsements. We anticipate this update to take some time. Here’s what you should expect An introduction (or re-introduction) to your Director of Strategic Partnerships Updated marketing collateral with our new branding Product, sales, and resource training opportunities Here’s what your merchants should expect Merchants can expect the following changes: If the merchant’s statements are branded with the APS logo, the statements will be updated with our new Evolv logo. If the merchant is billed by APS for any fees, the descriptor on their bank statement will be updated to Evolv . What’s exciting about our rebrand is all the products and services we have to offer your merchants, including: Digital Marketing solutions to increase exposure and boost sales Cash Discounting tools to drastically reduce the cost of accepting credit cards Online payment options and eCommerce development to keep business running virtually Contactless and smart terminals to accept all type of payments curbside and on-the-go The alliance of partners under the Evolv rebrand offers increased support both internally and across the United States, with representation in more than 20 states, empowering us to serve you and your merchants better. If you would like to get in touch with your Director of Strategic Partnerships to get access to our new marketing collateral or to get more information about our new products and services, please click here.
By awalker 04 Sep, 2021
If you have a merchant account with Approval Payment Solutions (APS), now Evolv, you can expect the following changes:
By awalker 03 Aug, 2021
[Evansville, IN. June 30, 2021]: Approval Payment Solutions (APS), a top 40 US credit card processing company, just announced its rebrand. Moving forward, the company will operate as Evolv which better represents its divisions, partners, and suite of products and services. Founded in 1998, Evolv started as a credit card processing sales office registered with NPC. Fast forward two decades, and Evolv has grown into a multi-processor sales office, with more than 130 financial institution partnerships and association endorsements, including FIS Community Bank Program. In 2017, Evolv expanded its facility and enhanced its resources to provide a stronger relationship to its partners and merchants, adding a digital marketing offering and introducing a Shared Services Program. The Shared Service Program has allowed Evolv to centralize administrative functions of many offices across the United States, which have come together to streamline, not only their operations, but merchant onboarding, equipment deployment, support, buying power, and so much more. Since its inception, Evolv has been dedicated to the support of referral partners and banks, merchants, and its vastly growing sales channel. For that reason, Evolv is staffed by relationship advocates, partner development managers, both internal and external sales agents, a deployment team, an operation team, a lead generation team, an accounting team, and a marketing team. These groups work together to support their growing network of referral partners, merchants, and agents. Evolv can provide customers with various solutions, including cash discounting, point-of-sale systems, smart terminals and other payment processing equipment, qualified level II and level III processing rates, ecommerce and website development solutions, and other digital marketing services. “What I love about Evolv is it perfectly describes this company,” said Chief Development Officer, John Johnson. “What was once a simple sales office has transformed into something much more complex as we’ve grown and changed with the industries we serve. We’re able to offer our partners, agents, and merchants what they need with a level of customer service they can trust.” “What sets Evolv apart from other companies in our industry is the unique service offering of payment processing and digital marketing. We’re a one-stop-shop for many merchants,” said Chief Executive Officer, Allan Noe. “For our bank partners and agents, that’s huge. We can offer their merchants more and help them increase their sales, decrease their costs, and mitigate their risk.” Evolv maintains over 16,000 merchants, processes more than $5 billion in annual transactions, and secured nearly a dozen acquisitions in less than three years. Evolv supports more than 20 regional and independent sales offices nationwide. Please contact us directly to learn more about evolv and the full suite of services they provide.
23 Mar, 2021
SACRAMENTO, Calif., March 23, 2021 /PRNewswire/ -- The California Rural Water Association (CRWA), has announced a new strategic partnership with GovCard, a division of Approval Payment Solutions.
11 Mar, 2021
MONROE, Wis., Feb. 23, 2021 /PRNewswire/ -- Woodford State Bank (WSB), has announced its recent endorsement of Evolv, Inc. DBA Approval Payment Solutions (APS).
11 Mar, 2021
Newburgh, IN – Approval Payment Solutions (APS) is excited to announce the rebranding to Evolv in 2021. Throughout the year, the APS logo will bear a tagline with the words “We are Evolv-ing,” a theme APS has been executing for many years. While proving payment processing solutions to merchants across the country for over 23 years, APS has also been building and maintaining relationships with independent agents, financial institutions, and associations. In 2017, APS expanded its facility and enhanced its resources to provide a stronger a relationship to its partners and merchants, including adding a digital marketing offering and introducing a “shared services” model of business to sales agents and offices. This “shared services” model has allowed APS to centralize administrative functions of many offices across the United States, which have come together to streamline, not only their operations, but merchant onboarding, equipment deployment, support, buying power, and so much more. In November 2020, APS procured “Evolv” as the name for the shared services organization, and later this year, will transition fully into Evolv, bearing a name consistent with the company itself. The Evolv partners will bear a tagline with the words “Powered by Evolv.” Together, this group maintains over 16,000 merchants, processes more than $5 billion in annual transactions, partners with more than 100 financial institutions and associations, pays over 400 monthly downlines, secured nearly a dozen acquisitions in less than three years, supports more than 20 regional and independent sales offices covering nearly the entire country.
02 Feb, 2021
MONROE, Wis., Feb. 23, 2021/PRNewswire/ -- Woodford State Bank (WSB), has announced its recent endorsement of Evolv, Inc. DBA Approval Payment Solutions (APS). Now more than ever, it is vital for merchants to have the ability to accept all forms of payment. Efficiency and ease of ordering goods and services can be a deciding factor for whether a business will struggle or flourish during this pandemic. To help businesses succeed in their community, Woodford State Bank has carefully sought out a merchant service program for their member financial institutions. Evolv offers a complete menu of electronic payment solutions to businesses of every type and size. They are a full-service provider, offering an all-inclusive solution for the payment processing needs of any business. Evolv has helped brick-and-mortar businesses introduce online shopping and click-to-order solutions with cost-neutral credit card payment acceptance. Evolv safeguards customer information with in-house Payment Card Industry (PCI) security standards. A partnership with a reliable merchant services provider solidifies community merchants to their financial institution. About Approval Payment Solutions (APS) Powered by Evolv: Evolv is a 22-year-old, national, top-50 payment processor. Evolv maintains an 89% merchant retention rate compared to the industry average of 78%. Evolv's mission is to build partnerships through excellence in customer service. Evolv is a full-service provider offering credit and debit card processing, gift, loyalty, EBT, Voyager, Wright Express, Check Conversion, Check Guarantee, Check Recovery, Core Local services, Search Engine Optimization, and Website Design. About Woodford State Bank (WSB): For over 100 years, Woodford State Bank has been meeting the changing needs of local families, businesses, and farmers by offering the financial solutions they need and want. Our team of experienced professionals provide complete banking services in an exceptionally friendly and personal manner. We have a tremendous interest in the prosperity of the communities we serve because we live in these communities too. Our employees and Board members shop where you shop. Our kids go to school with your kids. We are members of the same organizations and churches you belong to. We are committed to remain locally owned and operated with a focus on smart growth and profits. Additionally, as an active community sponsor and partner, Woodford State Bank is seen as a business leader and good citizen in each of its host communities. You will find that our attention to customers, to communities, and to service is what sets us apart from the rest of the financial service industry.
Evolv Customer Support

Building Partnerships through Excellence in Customer Service

Evolv maintains a high standard of customer service with our merchants, partners and agents. Our dedicated team is:

Knowledgeable & Highly Trained

Evolv offers weekly product trainings for its customer service representatives and sales channel. Much of our team has a decade or more experience in merchant solutions.

Friendly & Supportive

Our people treat our merchants, partners and agents like…people. We value your partnership, respect your time, and work hard to provide the right products and great service.

Dedicated to Your Business

At Evolv, our team is organized in such a way where you will often hear a familiar voice. Our business is built on partnership and customer service, and we care about your business.

Evolve Mission

Our Mission

Our mission is building partnerships through excellence in customer service.


Lowering Costs

As a leader in payment processing and digital marketing solutions, Evolv has creative, cost-effective programs for all types of businesses.

Increasing Sales

Evolv gives you the tools you need to grow your online presence, drive more customers to your business, and increase your bottom line.

Mitigating Risk

Evolv is dedicated to ensuring our merchants are protected by taking all necessary steps to securing your solutions and reducing your risk.

Do More Processing With Evolv

Do More With Evolv

Whether you take payments in-store or on-the-go, Evolv has options for you. We can even help you drive more traffic to your business and help you sell with ease.

Payments on the go

In-Person Payments

From contactless payments like Android and ApplePay to full point-of-sale systems, we make it easy to take payments in-store.

On-The-Go Payments

You're on the go, and we are too. We have mobile and wireless options for curbside, pay-at-the-table, on-the-go services and more.

Online Payments

Accept payments online through a secure gateway. Make it easy for your customers and your billing department by sending invoices via email and/and text message, link from your website, sell online, and reconcile your payments in an easy-to-use online portal.

Grow Your Business

Increase traffic to your business to truly impact your bottom line by promoting your business online. In 2017, Evolv invested in a Digital Marketing Agency to offer merchants digital marketing solutions like website development, social media management, paid advertising, online payments and more.

Learn More

General Question

  • How do I eliminate my credit card processing fees?

    Evolv offers options to eliminate card fees and reduce over all payment acceptance costs. Contact our Sales Department at (888) 311-7248 ext 2000 to get started.

  • How can I become a referral partner or agent of Evolv?

    Evolv offers revenue-generating referral and agent programs for many industries, including financial institutions and legal associations. Evolv also offers a home to many independent agents nationwide. Contact us at info@poweredbyevolv.com to get started.

  • How do I talk to a representative or get support on my merchant account?

    Give us a call! Our incredible team is happy to take your call and answer any questions you may have. Call (888) 311-7248 and follow the prompts to talk to the right department.

Our History

Since 1998, Evolv has been providing the latest in payment acceptance to merchant and partners, nationwide. What started as a family-owned sales office in Boonville, Indiana has Evolv-ed over the years. Learn more about our past...


  Founded in 1998 as Approval Payment Solutions (APS)

  Rebranded to Evolv in 2021


General Support

We're here to help. In fact, Evolv prides itself on great customer service. Give us a call to talk to one of our friendly team members today!

Email Address

Phone Number

Evolv is partnered with four of the largest payment processors in the United States


What Our Clients Say

We are dedicated to customer support. In fact, when you call into Evolv, you'll talk with one of our friendly team members. Read what people are saying about them!


Check out all of our reviews on Google!

14 Feb, 2024
NEWBURGH, Feb. 14, 2024-- With a clientele exceeding 16,000 businesses and an annual transaction volume of $6 billion, Evolv has gained the trust of over 25 independent sales offices across the nation. Following Evolv's investment in Kansas City-based Pro1611, the latter is now in the process of transitioning to Evolv KC. This strategic acquisition enables the combined entities to further enhance the Evolv infrastructure, bringing together two prominent distribution channels and fostering long-term growth prospects. “With acquiring an ownership stake in Pro1611 we are excited to expand our management bench and to staff a W2 sales force. This team will be utilized to expand our Agent and Referral bank program,” said Allan Noe, CEO of Evolv. Noe also announced that Jason Bahnson and Drew Smith will serve as Managing Partners at Evolv KC LLC. About Evolv: Since 1998, Evolv has partnered with banks, associations, and sales offices to provide top-tier payment acceptance solutions. As a multi-processor sales office, Evolv offers a robust lineup of products, including point-of-sale systems, gateways, terminals, and other payment acceptance solutions. In 2017, Evolv expanded its offerings by investing in a growing digital marketing agency VIV , now providing additional solutions like website development, social media management, and paid advertising. With a diverse suite of business solutions, Evolv is dedicated to its motto: increasing sales, reducing costs, and mitigating risks for merchants and partners. For more information about Evolv, visit poweredbyevolv.com. About Pro1611: Founded by Jason Bahnson and Drew Smith, Pro1611 quickly made waves in the community by prioritizing customer care and utilizing cutting-edge technology to help merchants thrive and streamline costs. Partnering with Evolv further fueled their success, leading to a natural next step: combining forces to create an even more impactful entity. "Our partnership with Evolv has been incredibly fruitful," says Drew Smith, founder and President of Pro1611." Together, we've empowered countless Kansas City businesses with the tools and guidance they need to reach their full potential. Joining forces as Evolv KC allows us to leverage even more resources and expertise, amplifying our positive impact on the entire region."
09 Jun, 2023
VIV Search is the #1 way consumers find businesses.
By Austin Hoffman 01 Jun, 2023
Google's recent live event on the future of search/ads: Learn more
By Ashley Leistler 30 Apr, 2023
Google attempts to make search more like a conversation
Share by: